What 34 Wisconsin banks have in common
34 banks across Wisconsin are already part of NBID, the bank-owned reciprocal deposit network. Here is where the Wisconsin network stands today and what’s coming next.
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55% of Wisconsin deposits are at NBID member banks† | 22% of Wisconsin banks are NBID member banks | |
$100B Total Wisconsin Member Assets† | $5B Reciprocal Deposits Held On Wisconsin Member Banks’ Balance Sheets† | |
Represents NBID network as of November 2026.
† As of 2026 Q2 FFIEC Call Reports.
NBID’s 2–5 bps pricing means significant savings you can reinvest in your bank. |
From portal branding to real-time transaction handling, we keep building for the needs of our member banks and their depositors. | |||||
Your Regional Director is an extension of your team, from onboarding to deposit targets and ongoing sessions focused on your goals. |
Unlike legacy networks, NBID is owned by its member banks, who are eligible for a profit share and form the majority of the Board. | |||||
On the bank-owned model “The value of a reciprocal network is the banks themselves. Now, member banks can benefit from the network they power.” Gene Ludwig 27th Comptroller of the Currency |
On the network economics “The economics were important for us. This is critical to the success of Zions Bancorporation.” Frank DiPuma EVP, Director Enterprise Commercial Products, Zions Bank |
On the network transition “Their money moved, they got logged in, and there was no feedback. It was just a non-event. We changed from one vendor to another. It was surprisingly easy.” Doug Ladenburger Director of Treasury Management Services, Northrim Bank |
Your bank on the depositor portal Put your logo and colors on the portal your reciprocal customers use. They see your bank, not a network. Learn more → | Same-day interest for your depositors NBID has moved reciprocal accrual from T+1 to T. Depositors at member banks now earn interest the day they deposit, not days later. Read the release → | Move your book, step by step A guided workflow for moving your reciprocal book to NBID, with every account’s status in one view. Learn more → |
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 | We’re coming to Wisconsin in 2027. |
NBID is currently planning our network event stops for next year. If you’d like to join us alongside other Wisconsin bankers, let us know.
Count Me InYour Wisconsin team is one email away.
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*NBID LLC is not a bank. Deposit insurance covers the failure of insured institutions, not NBID. Deposits are placed at FDIC-insured network institutions and are eligible for pass-through insurance up to $250,000 per institution. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply. A list of participating banks appears at https://www.nbid.com/bank-list.
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