Disclosures

All information contained herein is for informational purposes and should not be construed as investment advice. It does not constitute an offer, solicitation, or recommendation to purchase any security, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Past performance does not guarantee future results. The information contained herein is for institutional use only.

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ModernFi CUSO LLC, ModernFi Deposit Services (f/k/a ModernFi Advisers) LLC, ModernFi Inc. (collectively ModernFi) is not a financial institution, nor does it offer financial institution deposits and its services are not guaranteed or insured by the NCUA or FDIC.

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ModernFi’s deposit network is not a member of the Federal Deposit Insurance Corporation (FDIC) or the National Credit Union Administration (NCUA), but the financial institutions where money is deposited are FDIC or NCUA members. The maximum FDIC and NCUA insurance per Tax ID at each institution is $250,000. The FDIC is an independent agency of the U.S. government that protects the funds depositors place in FDIC insured institutions. The NCUA is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions. FDIC and NCUA deposit insurance are backed by the full faith and credit of the U.S. government.

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Current yield and maximum deposit insurance coverage is subject to change at any time due to changes in market or business conditions. If customers have additional deposits at any depository institution that is in ModernFi’s network, then they may not receive full FDIC or NCUA insurance coverage on the deposits at those institutions.

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The market, service, or other information is provided in this communication solely for your information and “AS IS” and “AS AVAILABLE”, without any representation or warranty as to accuracy, adequacy, completeness, timeliness, or fitness for particular purpose. The user bears full responsibility for all use of such information. ModernFi may provide updates as further information becomes publicly available but will not be responsible for doing so. The terms, conditions, and descriptions that appear are subject to change; provided, however, ModernFi has no responsibility for updating or correcting any information provided in this communication. No member of the ModernFi organization shall have any liability to any person receiving this communication for the quality, accuracy, timeliness, or availability of any information contained in this communication or for any person’s use of or reliance on any of the information, including any loss to such person.

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Certain information contained herein constitutes “forward-looking statements,” which can be identified by the use of forward-looking terminology such as “may,” “will,” “should,” “expect,” “anticipate,” “project,” “estimate,” “intend,” “continue,” or “believe,” or the negatives thereof or other variations thereon or comparable terminology. Due to various risks and uncertainties, actual events, results or actual performance may differ materially from those reflected or contemplated in such forward-looking statements. Nothing contained herein may be relied upon as a guarantee, promise, assurance or a representation as to the future.

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